A loan of $2,000 helped a member to purchase tin roofing, bricks and cement to reconstruct the cow shed for the cattle that she raises to generate an income.


Muhit B Shg Group's story

Dimngai is the featured borrower member for Muhit B SHG Group. She is pictured with her hand raised, on the extreme left. Twelve women members from the village joined hands and formed the group to support and assist each other financially and morally in times of need. The presence of Dorcas SHG and Sarah SHG in the village gives awareness about the advantage and benefit of a Self Help Group and its existence. All group members reside in a village which is about 35 kms away from the capital town of Imphal, which is one of the North-Eastern States in India.

Dimngai is a hard-working woman and believes in sheer effort to make a living. She raises cattle to generate an income for the family. Her husband earns his living as a farmer and she supplements the family income by raising cattle and weaving traditional women's wrap-around skirts. At present she has two female cows which produce milk. The milk is then sold every day in the neighbourhood. Her daily expenses are managed with her income from selling cow's milk. The cattle are also used on rental for ploughing paddy fields where tractors are not available and the payment is made based on the acres of land that are ploughed.

Dimngai usually gets the nutritional diet for cattle from the city market to keep the cattle healthy and strong. The cattle are also fed grass and refined dry grass. They are taken to the nearby fields to graze all day and feed on grass. Medical needs are provided on a regular basis whereas cattle are made to work at heavy labour and little care is granted by others. Most of the earnings are generally used to care for the cattle and cover household expenses.

Dimngai also weaves and sells finished woven wrap-around skirts to those who place an order. Despite working as a weaver and a cattle raiser she finds it hard to manage any monthly savings and she needs to renovate the cattle cow shed which leaked during the rainy season. The cattle are moved from the cow shed to a nearby shelter during rain.

With the Kiva loan, Dimngai will purchase tin roofing, bricks and cement to re-construct the cow shed. She is delighted as the cattle will be kept in a protected shelter and she loves her cattle. She thanks Kiva and WSDS for the wonderful gift of a loan and says that she will repay the loan on time and will continue building good relationships with the organisation. She says “Thank you so much, Kiva!"

The rest of the group members are engaged in weaving, piggery, vegetable selling, and the rice selling business, etc.

In this group: Dimngai`, Kimhoirei, Rita, Nengkhochin, Neijahoi, Lamnei, Nempi, Tinneihoi, Thangkhonei, Lamkhohoi, Hoikhokip, Tinneikim



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