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Hoa's Group
In this Group: Hoa, Dung, Vinh, Thao
Hoa is 49 years old. She has a child who is learning at the 4th grade. Her husband is a driver who transports goods in a market. His income is about 6,000,000 VND per month.

Hoa sells bamboo shoots, noodles, pigs and chickens and she earns about 4,000,000 VND per month. She has done this job for 12 years. Besides that, she also works for hire to earn more money. Her family’s total earnings are about 12,000,000 VND per month. Her challenge in life and work are a lack of capital to sell her goods. Her dream is to buy a car to transport her goods. This loan is one of the steps to help her to reach this dream. She can buy more noodles to retail. Hoa is a hardworking woman and a passionate businesswoman.

She has participated in SEDA's microfinance program since 2009. In the last loan cycle, she borrowed 9,632,000 VND and repaid on time. In this loan cycle, she would like to borrow 10,528,000 VND to buy more noodles to retail. She always wants to raise her child up well.

Other members which are part of Hoa's group include the following:
Dung is 31 years old. She has four children. She sells fruits. She wants to borrow 10,528,000 VND to do carpentry.
Vinh is 41 years old. She has three children. She raises pigs. She wants to borrow 10,528,000 VND to invest in her breeding.
Thao is 45 years old. She has three children. She raises pigs and grows rice. She wants to borrow 10,528,000 VND to buy agricultural tools.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 66
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 21,164.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hoa's Group's $2,000 loan helped a member to buy more noodles to retail.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Aug 17, 2013
Currency Exchange Loss:
Jul 17, 2014