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Vivencia is 54 years old and married with seven children. With two children currently in school, Vivencia works very hard to provide for them.

Vivencia runs a general store in the Philippines and requested a PHP 11000 loan through NWTF to buy additional stock to sell in her general store.

Vivencia has been in this business for five years and sells a variety of items such as bread, shampoo, soy sauce, cooking oil, coffee, sugar, salt, etc.

Vivencia would like to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 316
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Vivencia to buy additional stock to sell in her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 10, 2013
Currency Exchange Loss:
Mar 17, 2014