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Nazira is 39 years old, she is married and has four children (two sons and two daughters). Nazira has specialized secondary education. Nazira is knows as a principled, honest and kind woman. While looking for a source of income for her family in 1993 Nazira has started her business feeding cattle. She started with an amount of 3,000 som (KGS) and today her business brings her a monthly income in the amount of 8,000 KGS. Nazira has two milk cows and two calves in her business. She also has a plot of land of 1.27 hectares where she mainly grows beans and sweet pepper. Nazira invested the income from the business into her children's education. To further grow her business Nazira has come to the microfinance bank Bai Tushum and Partners for a loan in the amount of 100,000 KGS to buy cattle. Nazira plans to use the income from the loan to increase the headcount of cattle and also to prepare dowry for her older daughter.
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Назире 39 лет, замужем и имеет 4 детей (2 сына и 2 дочери). Назира имеет средне-специальное образование. Назира известна как принципиальный, честный и добросердечный человек. В поисках источника дохода для своей семьи, в 1993 году Назира начала свой бизнес в откорме скота. Стартовав с 3,000 сом (KGS), на сегодняшний день её хозяйство приносит ежемесячную прибыль в сумме 8,000 сом (KGS). В хозяйстве у Назиры имеется: 2 дойные коровы, 2 теленка. Также имеет земельный надел размером 1,27 ГА, где в основном выращивают фасоль и болгарский перец. Доходы от бизнеса Назира вложила в оплату за образование своих детей. Для дальнейшего развития своего хозяйства, Назира обратилась в Микрофинансовый банк «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закупку скота. Доходы от кредита Назира планирует использовать для увеличения поголовья скота, а также намерена приготовить приданное для старшей дочери.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Nazira to buy calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 9, 2013
Currency Exchange Loss:
Aug 17, 2014