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Flor De Maria Mercedes
Flor is a 22 year old woman. She is single and lives in the city of Pisco with her parents and siblings. She is a friendly, hardworking, and enthusiastic person who has a great desire to overcome problems. Thanks to her efforts and the support of her parents, Flor was able to study the Pharmacy Technician degree that she wanted. In her spare time she likes to help her mother around the house and sometimes to cook a delicious dish of rice and chicken to share with her family.
On her own initiative, and with much striving and dedication, Flor works as a pharmacy technician in a pharmacy in the city. She serves the customers, selling them medicine, making change, and so forth. Flor works every day from the early hours of the morning and works for about 8 hours. She enjoys her work and believes that she is doing well due to her good performance and for the friendly way that she treats others.
Flor is very grateful to the Kiva lenders as, thanks to the help offered, she will be able to buy construction materials such as bricks, cement, sand, and other things that she will use to build the patio and rear part of their house. In this way, Flor and her family will have greater security and wellbeing. She will continue working and striving to achieve her great dream to have her own home.
View original language description ↓
Flor es una mujer de 22 años, es soltera, vive en la ciudad de Pisco con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Flor pudo estudiar la carrera técnica de Farmacia que deseaba, en sus ratos libres le gusta ayudar a su madres con sus quehaceres y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Flor trabaja como técnica en una farmacia de su ciudad, ella brinda atención a los clientes vendiendo medicinas, cobrando dinero y otros, Flor trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Flor se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como ladrillos, cemento, arena y otros, los cuales utilizara para construir la parte trasera del patio de su vivienda, de esta manera Flor y su familia tendrán mayor seguridad y bienestar, así pues sella seguirá trabajando y esforzándose para lograra su gran sueño de tener su propia vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 74
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Flor De Maria Mercedes to construct the rear portion of her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 3, 2013
Currency Exchange Loss:
Sep 20, 2014