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Los Geranios Group
In this Group: Justina Yezela, Corina, Cynthia Jeannina, Crecencia, Luz Magdalena, Presentacion

Update on Los Geranios Group

The "Los Geranios" ["Geraniums"] group is composed of 6 hard-working partners who are now in their second lending cycle. Crecencia is 38 years old and lives with her two children who are in school. Four years ago she set up a small warehouse in her home, which is located in a commercial area. Some years ago she made a living selling salchipapas [pan-fried beef sausages and French fries] around her house. Through this she has been able to help her husband to improve their family economy.

She will use the loan to buy a display case for candy. One of the goals of Crecencia is to expand her business. The group thanks the Kiva investors for the loan. In the picture, Crecencia is the third from the right side, wearing red pants.
View original language description ↓

El grupo “LOS GERANIOS” es un grupo conformado por 06 socias laboriosas quienes se encuentran pasando el 2 ciclo. Crecencia tiene 38 años es conviviente con dos hijos educando. Hace 4 años implemento una pequeña bodega en su vivienda que se encuentra ubicada en una zona comercial. Años atrás se dedicaba a la venta de salchipapas en las afueras de su vivienda. De esta manera a podido apoyar a su esposo a mejorar su econimia familiar. El préstamo lo invertirá en la compra de una exhibidora para golosinas. una metas de las metas de Crecencia es agrandar su negocio. el grupo agradece a los inversionistas KIVA por el préstamo brindado . Crecencia es la tercera del lado derecho viste buzo rojo.

Previous Loan Details

The newly formed group, “Los Geranios” (The Geraniums), is made up of six women entrepreneurs, one of whom is Crecencia. Crecencia is 38 years old, and is married with two young children. She operates a small general store out of her house, a business that developed out of her desire to generate ... More from Los Geranios Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Geranios Group's $1,275 loan helped a member to buy a display case.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 2, 2013
Currency Exchange Loss:
Jan 17, 2014