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Mariam is from Voskehat village, where she lives with her in-laws, husband, and three school-aged children. Her family has been involved in agriculture for many years and owns a plot of land where they cultivate potato, wheat, and greens. The family also grows apple and pear trees and they sell the harvest locally. Mariam's husband went to a neighboring country to find a good job and support his family financially. So, now agriculture is their only income source to help cover the family's daily costs. Mariam is a very hardworking farmer with a good credit history.

Mariam is requesting a loan to purchase three pigs, four calves, and fertilizer. She plans to become involved with livestock and expand her farming business. She hopes that Kiva lenders will support her family to enlarge their business and income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 131
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mariam to purchase three pigs, four calves, and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Aug 9, 2013
Currency Exchange Loss:
Jul 17, 2014