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Gulbara is 50 years old, married and has three children. Her husband helps her with the business. In search of a source of income for her family, Gulbara started her own farming and animal husbandry business in 1983. Started with 1,000 som (KGS), today her business yields a monthly profit in the amount of 8,000 som (KGS). The business contains two dairy cows, one calf and four horses. She is also involved in growing vegetables, such as beans, peppers and potatoes, for sale and has a land plot of 2.15 hectares. In order to further develop her business, Gulbara requested a loan in the amount of 100,000 som (KGS) from the Microfinance bank "Bai-Tushum and Partners" to buy livestock to increase livestock headcount. She plans to use the earnings from the loan to increase livestock headcount and also wants to build a house in the future.
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Гулбаре 50 лет, замужем и имеет 3 детей. Супруг помогает ей по хозяйству. В поисках источника дохода для своей семьи, в 1983 году Гулбара начала заниматься полеводством и животноводством. Стартовав с 1,000 сом (KGS), на сегодняшний день её хозяйство приносит ежемесячную прибыль в сумме 8,000 сом (KGS). В хозяйстве содержит: 2 дойные коровы, 1 теленка, 4 лошади. Также занимается выращиванием овощей таких как: фасоль, перец, картошку для продажи, имеет земельный надел размером 2,15 ГА. Для дальнейшего развития своего хозяйства, Гулбара обратилась в Микрофинансовый банк «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота для увеличения поголовья скота. Доходы от кредита Гулбара планирует использовать для увеличения поголовья скота, а также в будущем хочет построить дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Gulbara to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 8, 2013
Currency Exchange Loss:
Aug 17, 2014