A loan of $1,450 helped to buy livestock.


Gulnisa's story

Gulnisa is 56 years old, married and has four children. Gulnisa has a higher education and currently works as a teacher at a local school. She is known as a person with principles, honest and kind. Extensive experience and devotion to her business allowed Gulnisa to receive many recognitions and awards, such as the distinguished educator. In search of an additional source of income for her family, Gulnisa started her own business of fattening up livestock in 2004. Started with 30,000 som (KGS), today her business yields a monthly profit in the amount of 8,000 som (KGS). Gulnisa's business contains one dairy cow, one calf and sheep. She also has a land plot f 2.15 hectares, where she primarily grows beans. She also grows clover on 5 hectares of leased land. Gulnisa invested the earnings from the business in paying for her children's education. In order to further develop her business, Gulnisa requested a loan in the amount of 70,000 som (KGS) from the Microfinance bank "Bai-Tushum and Partners" to buy livestock. She plans to use the earnings from the loan to increase livestock headcount and wants to build an additional barn for keeping livestock.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey



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