This client lives in Guayaquil’s Isla Trinitaria zone. She started manufacturing shoes to order 15 years ago. She currently sells them at wholesale especially in the city’s most commercial zones and she also sells them in her shop. She usually works alone but occasionally gets help from her son. Her schedule is 8am to 6pm. She’s single and hopes in future to expand her shop and buy a vehicle. She wants the loan money to buy shoes and raw materials for her business.
La cliente vive en el sector de Isla Trinitaria en Guayaquil. Empezó hace ya 15 años con la elaboración de calzado bajo pedido para sus clientes. En la actualidad distribuye al por mayor, especialmente en las zonas más comerciales de la ciudad y también los comercializa en su local. Generalmente trabaja sola, pero en ocasiones recibe la ayuda de su hijo; su horario es de 8 am a 6 pm. Es soltera y desea a futuro poder ampliar su local y comprarse un vehículo. Desea el dinero del préstamo para invertirlo en zapatos y materia prima para su negocio.
More information about this loan
This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.
Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.