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Although Zahia, a 56-year-old mother of eight from Kfar Manda, only studied through the 8th grade, her favorite pasttime is reading. After her husband was forced to take an early retirement, she decided to finally realize her dream and opened a neighborhood library and bookstore called Alhohma, which means 'wisdom.' She sells books and stationary supplies and has a special library section for borrowing books.

Zahia is now expanding her stock and has requested this loan to purchase a stock of school books, backpacks and school supplies. She wants to strengthen her business so she can further help children who cannot afford school books and create a donation program.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.


About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.6
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $5,600 helped Zahia to purchase school books, backpacks and school supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 8, 2013
Currency Exchange Loss:
May 17, 2016