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Cristo Vive Group
In this Group: Juana Ivania, Josefa De Los Angeles, Johana

Update on Cristo Vive Group

This group is comprised of three successful entrepreneurs, one of whom is Johana, 48, who is married and has two children, ages 12 and 8. She has a business selling cooked beans and tortillas and also runs a grocery store at home. She has been in business for two years and a member of the institution for one year. The loan she is requesting is to buy bulk corn, firewood, lime, and raw beans.

Juana, 29, makes and sells clay crafts and Josefa, 23, makes and sells clay crafts but used to sell food and rice pudding.
View original language description ↓
Este grupo está conformado por tres socias exitosas una de ellas es Johana mujer de 48 años de edad, casada, con dos hijos menores de 12 y 8 años. Su negocio es la venta de frijoles cocidos, tortillas y una pulpería desde 2 años. Vende sus productos en su casa. Tiene de ser cliente de la institución 1 año. El crédito lo solicita para la compra por quintal de maíz, fletes de leñas, cal, frijoles crudos. Juana de 29 años su negocio es la elaboración y venta de artesanía de barro y Josefa joven de 23 años y su negocio es la elaboración y venta de artesanía de barro ya que anteriormente se dedicaba a la venta de comidas y arroz de leches cambio de actividad comercial.

Previous Loan Details

This is a group made up of three enterprising members, and each member relies on their business. One of them is Jhoana, a 48-year-old woman, married with two children under 18. Her business is selling tortillas and she's been doing this work for three years. She will invest the loan in buying r... More from Cristo Vive Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Cristo Vive Group's $1,050 loan helped a member to buy bulk corn, firewood, lime, and raw beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Aug 17, 2013
Currency Exchange Loss:
Feb 17, 2014