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Henry has been a client since 2006, having taken several loans between 1,500,000-2,500,000 UGX. He works from Kyaruyenje, a sub-county in the rural Rukungiri District. He is married with a stable family that he provides for.
Out of this business, he has managed to buy more pieces of land to increase food for his family, pay school fees for his children and recently he has managed to build a permanent house which he wants to complete with the loan he is processing.

He attributes all his success to Ugafode and thanks them for the good work they are doing.In the photo is the ugafode staff(left)and the client.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,580.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Henry to buy building materials for completing his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Aug 16, 2013
Currency Exchange Loss:
Jul 17, 2014