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Naylya is 47 years old, married and has four children (two sons and two daughters). She has a high school diploma. Since 1999 she has worked in agriculture and with livestock, starting her business with 12,000 KGS. Her monthly income from her farm is 7,000 KGS. Thanks to her hard work, Naylya today has three dairy cows and five sheep. She also has 7.2 hectares of land on which she plants sainfoin and barley each year. With the goal of further developing her business, Naylya turned to the microfinance bank Bai Tushum and Partners for a loan of 55,000 to buy bulls to fatten and resale. She plans to use the income from the loan to increase her herd.
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Найле 47 лет, замужем, имеет 4 детей (2 дочери и 2 сына). Образование-среднее. Наиля с 1999 года занимается сельским хозяйством- животноводством и полеводством, начав этот бизнес с суммы 12,000 сом (KGS). Ежемесячный доход от хозяйства составляет 7,000 сом (KGS). Благодаря упорному труду Найли, на сегодняшний день она имеет в хозяйстве: 3 дойных коровы, 5 овец. Также в наличии имеет земельную долю, размером 7,20 ГА, на которой она ежегодно сажает эспарцет и ячмень. В целях дальнейшего развития своего бизнеса, Найля обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 55,000 сом (KGS) на покупку бычков с целью их откорма и дальнейшей перепродажи. Доходы от кредита Найля планирует вложить в дальнейшее увеличение количества скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Naylya to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 1, 2013
Aug 7, 2013
Currency Exchange Loss:
Aug 17, 2014