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Naheed, age 50, runs a beauty parlor to earn an income. She has operated her business for the past two years. She began her enterprise because her husband's low income was not sufficient to sustain the needs of the family, and she applies her earnings toward providing the basic necessities for her children.

Over the two years that she has run her beauty parlor, Naheed has attained a growing list of regular customers. In order to meet their ongoing needs, she needs to buy larger quantities of hair care products, skin products, bleaching creams, and whitening agents. For this reason, she has applied for a loan in the amount of Rs. 35,000 through Kashf Foundation. She is in her third loan cycle and has a good repayment history.

Naheed is very experienced in her business and is confident that her business will move in a positive direction as a result of this loan investment.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 101.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Naheed to buy larger quantities of hair care products, skin products, bleaching creams, and whitening agents for her beauty salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 7, 2013
Currency Exchange Loss:
Jul 17, 2014