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So, age 56, is involved in a fish farming business. He owns a pond filled with fish that is not far from his house. When the fish are mature, So and his wife distribute them wholesale to local vendors at the local market, and they also sell the fish themselves at retail. So has been engaged in this business for two years. The business allows him to earn enough profit to support his family of four members.

To help him stabilize his business, So needs a loan to buy more fish to raise in his pond. He offers his thanks to HKL and Kiva, the organizations that allow him to gain access to much-needed financial services.

In the future, he hopes to improve his business and raise up his family's standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 140
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped So to buy fish to raise in his pond.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 7, 2013
Currency Exchange Loss:
Nov 17, 2014