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Arshad is a 46-year-old married woman with six children. Her husband is a laborer. It was very tough for to manage her household with the small income of her husband. Therefore, she decided to help her husband in earning and started buying cloths from the wholesale market to sell to the people of her community. Now she is playing a very important role for her family. In order to increase her sales, she needs to purchase a variety of cloths in different colors and designs, taking into account the taste and choice of her customers. For this reason, she requested a loan of Rs. 30,000 from Kashf Foundation. She expects a boost in her earnings and wishes to spend a part of her profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 169
    View loans »
    Pakistan Loans Fundraising
  • $17,360,475
    Funds lent in using Kiva
  • 101.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Arshad to purchase a variety of cloths to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Aug 7, 2013
Currency Exchange Loss:
Aug 17, 2014