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Jyrgal is 48 years old, married, and the mother of two sons. She became involved in animal husbandry in 1993, starting in this business with an initial capital of 10,000 som (KGS). Thanks to her back-breaking and capacious work, she has achieved some measure of success in her business and is now making a monthly profit of 10,000 som (KGS).

Jyrgal now owns two dairy cows and some sheep. Her husband and her sons help her run her business.

Eager to further develop her activity, Jyrgal has turned to the microfinance bank "Bai Tushum & Partners" to request a loan of 20,000 som (KGS). She will use her loan to buy one sheep.

Jyrgal plans to invest the earnings from this loan into further increasing her livestock headcount. In the future, she is also planning to buy a car.
View original language description ↓
Жыргал, 48 лет, замужем, имеет 2 сыновей. С 1993 года стала заниматься животноводством. Бизнес начала с 10,000 сом (KGS). Благодаря ее непосильному труду и емкой работе Жыргал достигла небольших успехов в развитии хозяйства и стала получать ежемесячную прибыль в сумме 10 000 сом (KGS). На сегодняшний день в хозяйстве Жыргал имеется: 2 дойные коровы, и овцы. По хозяйству помогают супруг и сыновья. В целях дальнейшего развития своего хозяйства, Жыргал обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 20,000 сом (KGS) на покупку овец. Доходы от кредита Жыргал планирует вложить в дальнейшее увеличение поголовья скота в своем хозяйстве, а также в будущем планирует купить автомашину.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jyrgal to buy one sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 6, 2013
Currency Exchange Loss:
Aug 17, 2014