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Khitam is a conservative woman, so she let her husband take her place in the picture.

Khitam was born in 1967. She lives in a rented house in Amman, Jordan. Khitam has been working with her husband for five years in selling foodstuffs at her mini-market. One of the obstacles they faced is that they still didn't get a license for their mini-market.

She is planning to expand her project by bringing more foodstuffs to her mini-market in order to increase her sales. Now she is seeking a loan to buy foodstuffs and products, which her customers are requesting and that are needed for Ramadan.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 19
    View loans »
    Jordan Loans Fundraising
  • $8,786,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
A loan of $1,450 helped Khitam to buy foodstuffs and products that are needed for Ramadan.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 7, 2013
Currency Exchange Loss:
Sep 6, 2013