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José René
José is a 64-year old man who is married and has three children. He has worked in the cultivation of basic grains since he was 12 years old, an activity that his family has always done and that he learned from his parents. He has never worked in any other activity. In order to buy the necessary products to cultivate, he needs to travel for 1 hour riding a pick up that passes by his canton twice a day.

He is requesting a loan to Fundación Campo to buy fertilizers, weed-killers and animal feed and products, such as vitamins, flour, salt and medicines. Thanks to this loan, he will be able to cultivate more and to maintain his pastures and livestock. He sells a portion of the grains, keeps another for his own consumption and uses the forage for the animals so that they can be sold at a higher price and produce more milk. All of this will help to improve his revenue and to cover household expenses. His goal is to leave his family with a property where they can keep working and increase the family's patrimony.
View original language description ↓
José tiene 64 años de edad, es casado y tiene tres hijos. Se dedica a la siembra de granos básicos desde los 12 años de edad, su familia siempre ha trabajado la tierra y aprendió ayudándoles a sus padres. Él nunca ha desempeñado otra actividad

Para comprar los productos que necesita para su producción tiene que viajar 1 hora en un pick up que pasa por su cantón 2 veces al día.

El préstamo que esta solicitando a Fundación Campo, es para comprar abono, fertilizantes, herbicidas y productos para dar buen mantenimiento a su ganado como: vitaminas, harinas, sal, medicamentos.

Con el financiamiento, podrá cultivar mas, dar mantenimiento a sus potreros y a su ganado ya que los granos los vende y otros para su consumo y el sacate queda para alimentar el ganado y venderlo aun precio mayor y obtener mas leche y así sus ingresos serán mas grandes y podrá satisfacer las necesidades de su hogar

Él desea, dejarle a su familia algo propio donde puedan seguir trabajando y hacer crecer mas el patrimonio de la familia

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 527
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped José René to buy fertilizers, weed-killers and animal feed and products, such as vitamins, flour, salt and medicines.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 1, 2013
Currency Exchange Loss:
Aug 31, 2013