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Mariela Giovana
This borrower is from the Fortín neighborhood. She is in a civil union and her husband has two businesses. He is a security guard and in his free time he works doing welding. They have three children, two of which are studying at the "fiscomisional" school [a Catholic school provided with government funding].

She started this business in 2007 when she decided to do it due to the time that it would giver her to care for her children and do her household chores. She works everyday at any hour she chooses. She will invest the money from the loan in the purchase of school supplies for her children.
View original language description ↓
La cliente es del sector de Fortín. Empezó en el año 2007, cuando escogío esta actividad debido al tiempo que le da para cuidar a sus hijos y realizar las tareas del hogar. Trabaja todos los días a cualquier hora, por cuenta propia. Se encuentra en estado de unión libre y su esposo tiene 2 actividades: guardia de seguridad y cuando está libre se dedica a la soldadura. Tienen 3 hijos, de los cuales 2 estudian en la escuela fiscomisional. Va a invertir el dinero del crédito en la compra de útiles escolares para sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Mariela Giovana to buy school supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 2, 2013
Aug 1, 2013
Currency Exchange Loss:
Feb 25, 2014