Luis is 27 years old and has a partner with whom he has a son. He lives with his partner in El Jobo village which is part of Ventanas canton in Los Rios province. He belongs to the Nuevo Jerusalen communal bank, located in El Jobo village in Ventanas canton, whose members work in agriculture and cattle rearing. Luis works in farming and grows corn, He is going to use the loan to buy supplies such as fertilizers, manure and seeds. He will buy the products in the city of Ventanas. The loan will help him to increase his income and his crops. His dream is to buy a piece of land and carry on growing crops. He likes to play sports and work in his free time.
Luis tiene 27 años de edad de estado civil unido tiene un hijo vive con la compañera en el Recinto EL JOBO perteneciente al Cantón Ventanas Provincia de Los Ríos.
Pertenece a la Ventanilla NUEVO JERUSALEN se encuentra ubicada el recinto EL JOBO, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Luis se dedica a la agricultura a la siembra de maíz. Con el crédito podrá comprar insumos como: fertilizantes, abonos y semillas. Las compras las realiza en la ciudad de Ventanas.
El crédito le ayudado para aumentar los ingresos y los cultivos. El sueño es comprar un terreno y seguir sembrando. En los tiempos libres le gusta hacer deporte y trabajar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!