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Guilda Germania
This client is from the Fortín sector in Guayaquil. She learned her business years ago by taking public art courses. She works making arts and crafts. She works alone from 8am until 4pm. She’s married and her husband is a driver; she has three children attending the local public school. She hopes in future to be able to have a shop of her own with more merchandise than what she produces currently. She needs to invest the money from the loan in the purchase of modeling clay, paints and brushes for the creation of her products.
View original language description ↓
La cliente es del sector de Fortín en Guayaquil. Aprendió años atrás del negocio mediante cursos públicos de arte. Se dedica a la elaboración de artesanías y manualidades artísticas. Labora sola de 8 am a 4 pm. Es casada, su esposo es chofer y tiene 3 hijos que estudian en la escuela fiscal del barrio. Desea en un futuro poder tener su local propio con más mercadería de la que produce actualmente. Necesita invertir el dinero del préstamo en la compra de masilla, colores y pinceles para la creación de sus productos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Guilda Germania to buy modeling clay, brushes and paints.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 1, 2013
Currency Exchange Loss:
Sep 4, 2014