A loan of $600 helped a member to buy palm oil, onions, margi, pepper, etc., in bulk to add to her current stock.


Take And Pay Group's story

Salone Microfinance Trust (SMT), a partner of Kiva in Makeni, northern Sierra Leone, is very pleased to present to you members of the “Take and Pay” group. These are small-scale entrepreneurs who have come to SMT/Kiva lenders to apply for a loan of SLL 500,000 for each borrower, in order to invest in their respective businesses.

Hawa is the featured leader of this group. Hawa is 33 years old. She is married with two children: one who is in primary school and one who is in secondary school. Hawa sells palm oil, onions, margi, pepper, etc., and has been a businesswoman for many years now. With the help of this loan, Hawa will invest in her business by buying palm oil, onions, margi, pepper, etc., in bulk to add to her current stock.

In this group: Hawa , Betty , Hawa , Janneh , Fatmata



Loan details


Lenders and lending teams



Loan details