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Andrey earns his living as a farmer. He has been growing young tomatoes and peppers on his 20 decares of land since 1998. His family includes his wife and two children, of whom the youngest is 6 and the eldest 15. They all help manage the farm.

Andrey started the business by growing tomatoes in an open field. It's expensive to hire labor, so he has decided to get a walk-behind tractor to till and cultivate his plot. In the future (not right now), he and his wife plan to get a seed sowing machine for the tractor, plus they plan to plant cucumbers and squash.

Andrey's plans for his family include providing his children with a good education and buying a car to take his produce to the market to sell. He needs your help to finance the tractor.
View original language description ↓
Андрей занимается фермерством. С 1998 года на своих 20-ти сотках он выращивает молодой помидор и перец.
В семье Андрея есть супруга двое детей, младшему 6 лет, старшему 15 лет, все они помогают справляться по хозяйству.
Деятельность Андрея началась с выращивания помидор в открытом грунте.
Андрей решил приобрести мотоблок для вспашки и культивации своего земельного участка, т.к нанимать рабочих очень дорого.
В будущем (не сейчас) Андрей с супругой планирует приобрести сеялку для мотоблока, а также в планах посадить огурцы и кабачки.
В семейных планах Андрея – дать хорошее образование своим детям, а также купить автомобиль для транспортировки товара на рынок сбыта.
Нуждается в вашей помощи для финансирования мотоблока.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.


About Ukraine

  • $8,200
    Average annual income
  • 9
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Andrey to purchase mechanized farming equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Aug 12, 2013
Currency Exchange Loss:
Dec 17, 2015