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Khalida, a 35-year-old married mother of five children, is trying hard to meet their needs for food, health, clothing, and education. Four years ago she started her general store business to contribute to the family income. She offers a variety of grocery items at a reasonable price and has many customers who regularly shop at her store.

To fully stock her store, Khalida has requested her third loan for Rs 35,000 to buy stocks of rice, sugar and flour. These purchases will enable her to meet increasing customer demand consistently. She will use some of her profits to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 101.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Khalida to buy stocks of rice, sugar and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 6, 2013
Currency Exchange Loss:
Jul 17, 2014