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Gulsara is married and has three children. She always wanted to provide them with good education and, since her husband’s income is not enough to provide the family with a good quality of life, she decided to start a new business with animal husbandry in order to generate an income with which she can contribute to her home’s finances.

She works at the hospital, as a nurse, and has a small salary. She studied at the course ‘To Get Ahead’ in a women's organization and got enough skills about business. Her children will help her with her business. She will be a very successful businesswoman since she is hard-working and smart.

Gulsara is asking for a loan of TJS 500 (somoni) to buy cattle for starting her new business. She will get through, using the loan, and her business will be a source of income, so that her family can have a good quality of life and better financial opportunities to progress. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Gulsara to buy cattle for starting a new business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 6, 2013
Currency Exchange Loss:
Sep 21, 2013