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Celinda's Group
In this Group: Celinda, Olivia, Luz Maria
Celina, Olivia and Luz Maria are members of the Gratitud Village Bank. Celina is a married, thirty-one-year-old mother of one son. Celina sells clothing, wallets, accessories, footwear, and other items to friends, acquaintances and relatives on credit. She acquires her products from the city of Lima.

Olivia is married, forty-six years old and the mother of four children. Olivia has a stO. in her house where she sells groceries with the help of her children.

Luz is a married, thirty-five-year-old mother of two children who sells catalog cosmetics and undergarments to her friends and relatives on credit.

Celina, Olivia and Luz need loans of 400, 800 and 800 Peruvian Nuevos Soles respectively (totalling 2000 PEN or approximately 725 USD) to invest in shoes, sweaters, polo shirts, wallets, rice, sugar and undergarments.

Celinda, Olivia and Luz each have a dream to own her own stO., expand her business, provide good educations for her children and have her own home.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Celinda's Group's $725 loan helped a member to invest in shoes, sweaters, polo shirts, wallets, rice, sugar and undergarments.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 23, 2008
Aug 5, 2008
Currency Exchange Loss:
Jan 15, 2009