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Anarkul is 42 years old, married, and a mother to six children, school-aged and younger (three sons and three daughters). She has a high school diploma. After the collapse of collective farms in 1994, she received a plot of land, 2.07 hectares, on which she began farming. She started her business with 10,000 KGS and now her monthly profit is 10,000 KGS. She has developed her agricultural efforts and grows mostly beans. She also works with livestock. She has one dairy cow. Her spouse helps her with the farm and also offers carpentry services. With the goal of further business development, Anarkul has turned to the microfinance bank Bai Tushum and Partners for a loan of 20,000 KGS to buy ammonium nitrate to fertilize her land. She plans to use the income from the loan to increase her herd and to provide her children with a worthy education.
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Анаркул, 42 года, замужем, мать-героиня, имеет 6 детей школьного и дошкольного возраста (3 сына и 3 дочери). Образование-средне-специальное. После распада колхоза в 1994 году и получив земельный надел размером 2,07 ГА начала заниматься полеводством и животноводством, начав этот бизнес с суммы в 10000 сом (KGS). Ежемесячная прибыль 10000 сом (KGS). На сегодняшний день она смогла развить полеводческую деятельность, сажает в основном фасоль, также есть свое хозяйство. В хозяйстве у нее имеется: 1 дойная корова. Супруг помогает по хозяйству, а также предоставляет плотнические услуги населению. В целях дальнейшего развития своего хозяйства и полеводства Анаркул обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 20 000 сом (KGS) на покупку селитры для обработки земли. Доходы от кредита Анаркул планирует вложить в увеличение поголовья скота, а также в будущем хочет дать достойное образование своим детям.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,864,850
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Anarkul to buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Aug 5, 2013
Currency Exchange Loss:
Aug 17, 2014