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Mercedes Huamani Caceres Group
In this Group: Mercedes, Sonia, Balbina
Mercedes, Sonia and Balbina are members of the Florecer Village Bank. Mercedes is a twenty-three-year-old mother of one son; she sells candy at the entrance of a school and also operates a small kiosk where she sells fruit, candies and cancha, a traditional corn snack. Sonia is a forty-year-old single woman who lives with her father and brother; she has a store in their house where she sells groceries, vegetables and fruit. Lastly, Balbina is a thirty-eight-year-old mother of five children; she works with her husband and children at fabric artisan work such as tapestries, walkways, and so forth.

Each of these women is seeking a loan of 400 Peruvian Nuevos Soles to invest in supplies necessary for their businesses (i.e., cookies, caramels, gums, sugar, rice, wool and dyes). All three women dream of expanding their businesses and exporting the products, eventually being able to own their own homes and their own cars.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mercedes Huamani Caceres Group's $425 loan helped a member mercedes, Sonia and Balbina need loans of 400 Peruvian Nuevos Soles each, to invest in cookies, caramels, gums, sugar, rice, wool and dyes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2008
Aug 5, 2008
Currency Exchange Loss:
Jan 15, 2009