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Josefa is 65 years old and lives in Balintawak, Aurora, Zamboanga del Sur, Philippines. She is widowed with three children.

She has a shop that sells different kinds of home products and canned goods. She has had this business for 5 years. She has requested a loan to be used as additional capital for her business.

She has been a member of PMPC for 5 years. In the future, Josefa hopes to make her little store into a bigger one or maybe a grocery store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 461
    View loans »
    Philippines Loans Fundraising
  • $69,802,850
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Josefa to use as additional capital for her store business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 30, 2013
Aug 6, 2013
Currency Exchange Loss:
Mar 17, 2014