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Shazia's Group
In this Group: Shazia, Maryum, Parveen
Shazia is a 35-year old married woman, living in the area of Lahore, Pakistan. She is the mother of five children.

Her husband provides shuttering services to his customers. He provides shuttering material such as bamboos for pillars, iron sheets, wooden boards etc, for using in the construction of buildings. In his last contract, most of the bamboo and wooden boards have broken, which is creating trouble for providing shuttering services.

Shazia is worried about her husband's business because it is the single source of income for her family, and her whole family fully depends upon her husband.

Therefore, Shazia has requested a loan from Kiva’s field partner BRAC Pakistan so that her husband will be able to buy new shuttering material. Shazia was very happy and relaxed after taking this loan, because this loan will help establish the business and their savings as well.

Note: Shazia has raised her hand in the picture.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 101.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $750 loan helped a member to buy shuttering material for her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 6, 2013
Currency Exchange Loss:
Jul 17, 2014