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Héctor Darío
This borrower is from the Fortín sector of Guayaquil. He started his own business six months ago. He has already gained experience since he has been in this line of work from a very young age.

The borrower generally works alone, although he sometimes receives help from his siblings. He is single and has no children. The borrower needs a loan so that he can buy flour, additives, and other supplies for making the baked goods that he sells.

View original language description ↓
El cliente reside en el área de Fortín en Guayaquil. Se inició hace 6 meses con su negocio propio, aunque ya tenía experiencia en este campo desde muy pequeño, dado que siempre estuvo involucrado en esta actividad. Generalmente trabaja solo, aunque algunas veces recibe las ayuda de sus hermanos. Es soltero y no tiene hijos. Necesita del crédito para la compra de harina, aditivos y otros insumos para la fabricación de los productos de panadería que vende.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Héctor Darío to buy buy flour, additives, and other supplies for his bakery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 31, 2013
Currency Exchange Loss:
Sep 4, 2014