A loan of $1,125 helped to buy "quimbolito" ingredients at wholesale.

Ana Lucia's story

Ana, 27, is married to Ángel who works in construction and is her same age. She has two children with him who are 7 and 10 years old and are attending public school and who she helps and goes over their homework in her free time. Ana lives with her husband and children in the city of Latacunga one of Ecuador’s most important cities because it’s in complete development and growth. Her house is located in Juan Montalvo Parish, a bit distant from the city. Her greatest dream is to be able to acquire land on which to build her own house.

Ana has worked since she was a girl; she combined work with elementary school studies and was able to complete it acquiring basic skills that would help her manage her own business.

When Ana’s first-born was born her home was full of joy but also with worry because their resources were scarce and the new family member implied increased costs. It was at that moment that Ana put into practice what she’d learned as a little girl with her mother and started making “quimbolitos” to sell.

A “quimbolito” is a steamed corn and wheat flour cake wrapped in canna leaves; it’s a dessert often served with coffee and many families in Ecuador make it as a traditional dish.

Ana invests between 8 and 10 hours daily making and selling this product; although she has a specific spot at home where customers come looking for her, Ana also goes out to offer her products in commercial and residential areas in the city in order to sell her entire daily production.

She’s very innovating and needs a loan to buy the ingredients used to make “quimbolitos” because the lack of these ingredients has led to days when production has ceased despite customer demand. Ana’s been unable to stock up on enough ingredients to make the volume she usually has available for her customers.

Ana hopes that with this loan she’ll be able to produce a larger amount and also to have the necessary ingredients in stock so that production can always proceed. Also, buying at wholesale allows her to access larger discounts and this savings generates higher profits with which she can provide her family with a better lifestyle.

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Translated from Spanish by Kiva volunteer Polliz

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