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Naira is 39 years old. She lives in Sevan City, which is in Gegharkunik region. She is married and has two school-aged children. Naira lives with her retired mother-in-law and two children. Her husband is in the Russian Federation and financially takes care of his family from there. Naira for several years worked at the shoe factory as a designer. Then she changed her work and now she works at the bread factory as a baker.

Several years ago her father-in–law died in a car crash, and Naira asks for a loan of 600,000 Armenian drams in order to place a gravestone for him.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • 410.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Naira to place a gravestone.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 2, 2013
Aug 5, 2013
Currency Exchange Loss:
Aug 17, 2015