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Lyova is 59 years old and he lives in the village Tsovagyugh which is in Gegharkunik region. Unfortunately he has serious problems connected with his health. For many years, he has worked as a bus driver, but after having heart attack he had to leave his work and he even had a heart operation. Lyova is married and has a daughter (she is married) and a son.
His son works at the gas center as the chief of the shift and his work is the main source of income for their family. After the operation for some time Lyova felt good and he began to work with his son, but now again he feels some discomforts and he has some complaints of his heart. He needs to pass some serious and very expensive examinations, and after that he must also pass some treatment processes. This is why he asks a loan of 700.000 Armenian drams in order to solve his health problems and to continue living a normal and full life.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 410.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Lyova to pay for expensive medical examinations and treatment for his heart condition.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 2, 2013
Aug 5, 2013
Currency Exchange Loss:
Jan 17, 2015