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Efren is married with two children who are school-aged. Efren is 42 years old and lives in Candanay Norte, Siquijor.

Efren is a tricycle driver and has done this activity for five years. Each month, he earns PHP 8,000.00 doing this type of work.

He has requested a loan for PHP 20,000.00 to use in purchasing additional supplies for his motorcycle. Efren has been a member of PMPC for one year. In the future, Efren hopes to invest in this business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 619
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Efren to purchase additional supplies for his motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 30, 2013
Aug 5, 2013
Currency Exchange Loss:
Jul 17, 2014