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Maguguni Ebenezer Group
In this Group: Tabitha, Mbiti, Mary , Esther, Josephine *, Margaret, Jane, Susan , Daniel, Ann , Susan *
* not pictured
Maguguni group was formed in 2009 with an aim of joining efforts to rear chickens. Its members are mainly poultry farmers with only a few cows because their land area is small. They live in a rural area where there is no electricity and there is scarcity of fuel. Without a formal source of livelihood, the group members rely on poultry farming for a large percentage of their income. Some of the members rear layers while others specialize in broilers. On average,a tray of eggs sells for about $2.50, and a single member can produce up to four trays a day. A broiler chicken sells for approximately $3.80, with a single member rearing at least 100 chickens in a month. Money from these sales goes to cater for the chicken feed, payment of school fees as well as taking care of the other family needs.

Solar lamps save on members' fuel costs, such as kerosene, which amounts to approximately $16 a month. Improved stoves decreases firewood and charcoal usage, which costs a family about $9 a month. Members also find it necessary to use the efficient cook stoves in warming the poultry houses to keep their chicken warm and healthy.

After receiving training on consumer education and financial management by Visionary Empowerment Programme, the members showed interest in solar lamps and improved cook stoves. Due to family responsibilities and economic constrains, however, they were unable to save upfront for the products and they opted instead to take loans.

Mary, the group's chair lady, has been using kerosene to light her house and poultry house, and she also uses charcoal to warm the poultry house. With the solar lamps, she no longer has to buy kerosene and charcoal and thus saves money. If she ploughs the amount she saves back to her poultry business, it will lead to growth and business expansion.

Additional Information

More information about this loan


About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Kenya

  • $1,800
    Average annual income
  • 363
    View loans »
    Kenya Loans Fundraising
  • $50,198,200
    Funds lent in using Kiva
  • 87.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Maguguni Ebenezer Group's $1,900 loan helped a member to purchase solar lamps and efficient cook stoves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 24, 2013
Listed
Aug 6, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 11, 2015