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Tamara lives with her husband in Vanadzor which is in the Lory region. They have a son who is already married and lives in the Russian Federation with his family. Tamara has graduated from Vanadzor State Pedagogical Institute in the Department of Primary Pedagogy. She works at the local school as a primary school teacher. She also tutors students in Armenian language and literature for entrance examinations. Tamar loves her work very much and says that children always make her feel young and cheerful despite their occasional prankish behavior.

Tamara is asking for a loan of 400,000 Armenian drams to buy a computer. She is sure that having a computer at home will enable her to work easily and more productively.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 410.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Tamara to buy a computer and other productivity tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Aug 5, 2013
Currency Exchange Loss:
Jan 17, 2015