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Annapurna Self Help Group
In this Group: Mamata, Swarnaprava, Badari, Nilu, Bina, Bauli, Pratima, Gouri, Sanjukta, Harash, Kuni, Manorama
Mamata is 32 years old and married. She lives in a village in the Khurda district with her husband and her two children. She and her husband earn a living by farming rice and vegetables. Having been in this business for five years, she manages to earn about 3,000 INR per month.

This is a group loan for Mamata's group of 12 women named Annapurna Self Help Group. She is leading her group to apply for a loan. Mamata wants to use her loan portion to buy fertilizers and pesticides for her farmland. She hopes to increase her rice yield and earn more income to better her living conditions. The members of the group Annapurna Self Help Group are very ambitious and are engaged in different kinds of activities like agriculture, retail stores, vegetable selling etc.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 3
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 59.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Annapurna Self Help Group's $3,050 loan helped a member to purchase fertilizers and pesticides for her farmland.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2013
Aug 4, 2013
Currency Exchange Loss: