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Ferdiana is applying for a loan of USD 1,000 from TRM (Tuba Rai Metin). She is married and she has three children. She is 28 years old. Her husband is a driver.

Ferdiana is running a kiosk in front of her house. She will use the loan to buy stock to keep in her store such as hard drinks (beer), soft drinks (Fanta, Coca-Cola, Sprite and Sagiko), milk, fish, soap, books, pans, salt, eggs, oils, body loosener, sugar, biscuits and rice. She is making good money from sales and she wants to apply for bigger loan in the future.

Ferdiana lives in a town near by the school. Her kiosk is located in a strategic place where many people come to shop, including students. She is happy with this loan because of the way it helps a poor person like her improve her living condition for the future.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,456,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ferdiana to buy hard drinks (beer), soft drinks (Fanta, Coca-Cola, Sprite and Sagiko), milks, fish, soap, books, pans, salt, eggs, oils and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Aug 4, 2013
Currency Exchange Loss:
Aug 17, 2014