A loan of $1,100 helped to purchase foodstuffs such as eggs, rice, sugar, etc.


Virginia's story

Virginia is a 28-year-old woman. She's married and has two children with whom she lives in an adobe house. Virginia owns a grocery store which she set up on the ground floor of her house. She set it up four years ago with the goal of helping her husband support their family's finances. At first she bought very little merchandise to give it a try, and soon she saw the good results she was getting and bought much more products. She reports that the products that are in highest demand are rice, sugar, milk, oats and other cereals. She also sells cell phone recharges as well as fruits from that area in order to obtain additional profits. She feels very comfortable with her work because it also helped her to become a very well-known neighbor and make several friends. However, occasionaly there are customers who ask for merchandise on credit and take too long to pay her, resulting in some losses for her. In time she wishes to improve her business even more and eventually become a wholesale seller, so that she can improve her profits and also her finances. This is her third Kiva loan and she feels grateful for the financial support she's receiving so she can get ahead. In addition, she pledges to make her repayments in a timely fashion. On this occasion she wishes to get 3,000 nuevos soles in order to stock her business with products such as eggs, sacks of rice, sacks of sugar and vegetables.

Translated from Spanish by Kiva volunteer Renata Wolff


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