A loan of $800 helped to buy various everyday products to sell at her shop.


Patricia Carolina's story

Patricia is 35 years old. She lives with her partner and has four children. She is very experienced at managing her business, which she has had for ten years. Before opening this shop, she was a seamstress, but did not have enough customers to make a living from that trade alone. She learned how to manage a shop entirely on her own, since she had to take care of her children and did not have a steady income on which to live. At first, she had problems finding merchandise, so she started out on a very small scale. However, she has since managed to grow gradually, in order to meet customer demand. Nowadays, the shop has everything a customer needs, and is open from 5 in the morning to 9 in the evening. In order to buy supplies for her shop, Patricia needs to take a bus ride from where she lives to the city, which is approximately 45 minutes away. There, she buys what she needs in a wholesale shop, and takes the bus back home. The loan she asks for is to buy a sack of broad beans, a sack of rice, a sack of sugar, cooking oil, soap, detergent, and other everyday products, in order to renew her stock and keep satisfying her customers. Moreover, the more varied the merchandise she sells, the more customers are likely to become regulars, which will provide Patricia with a steady income. She plans to buy sewing machines and to have her own workshop in order to fulfill orders from some retail shops, since she is, after all, a qualified seamstress.

Translated from Spanish by Kiva volunteer



Loan details


Lenders and lending teams



Loan details