A loan of $1,325 helped to buy fertilizers and pay labor costs during rice production.


Celestin's story

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers. Celestine is 53 years old. He has been in the farming business for the past 15 years. With the loan, he would like to buy fertilizers and pay labor costs during rice production. He plans to use the profits by reinvesting in the rice farming.



Loan details


Lenders and lending teams



Loan details