A loan of $1,250 helped to buy fertilizers and pay labor costs during rice production.


Fatuma's story

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Fatuma is 41 years old. She is a mother of four children and they all attend schools. With the loan, she would like to buy fertilizers and pay labor costs during rice production. She would like to renovate the house.



Loan details


Lenders and lending teams



Loan details