A loan of $1,350 helped to buy more fertilizers and support labor costs during rice production.


Jean Claude's story

Jean Claude is 30 years old. He is engaged and he plans to get married soon. He has been a rice farmer for the past five years. Jean Claude is planning to request this loan to buy more fertilizers and support labor costs during rice production. The profits from the business will be used to buy extra land for cultivation. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details