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José has been a police officer for over 5 years and works by shifts. He finished high school. He's married and has an underage son who's still in preschool. He lives in a house that he owns and supports his family which is also comprised of two stepchildren. The money from the loan will be used to purchase cement, rods and metal sheets so he can continue building his house. He's been doing that gradually, and this time he'll plaster and cover the kitchen and another bedroom, since the house only had two bedrooms and a living room. In the future he intends to finish the house and furnish it. He'll save the funds in order to accomplish his plans.
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José é polícia há mais de 5 anos, trabalha em turnos, tem nível médio, é casado, tem um filho menor ainda a frequentar a pré-escola, vive na casa própria e sustenta sua família da qual fazem parte dois enteados. O dinheiro do empréstimo será aplicado na compra de cimento, varões e chapas para dar continuidade à construção da sua casa, visto estar fazendo em partes, e desta vez vai rebocar e cobrir a cozinha e mais um quarto pois a casa só tinha dois quartos e sala. No futuro pretende terminar a casa e mobilar a mesma. Vai economizar mais os fundos para lograr os seus planos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,931,625
    Funds lent in using Kiva
  • 29.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose to purchase construction supplies (cement, rods and metal sheets) in order to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 26, 2013
Currency Exchange Loss:
Sep 17, 2014