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Zubaria is a 23-year-old divorced woman. Instead of burdening her family, she started her own tailoring business five years ago. She is a very talented lady who has received a lot of appreciation from her community. Her regular customers are her neighbors and the local community.

To meet the demands of her customers consistently, she needs to purchase more reels of threads, packs of buttons, zippers, and laces in various colors. So she applied for her fourth loan of 40,000 PKR through Kashf Foundation. She hopes to grow her business and dreams of improving her standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 101.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Zubaria to purchase reels of threads, packs of buttons, zippers and laces.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 3, 2013
Currency Exchange Loss:
Jul 17, 2014