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Adelaide is 32 years old, married and has four children. She has a kiosk to generate income for her family. She has been thinking about how to run a big business but she does not have enough working capital. She felt better when she applied for her first loan and she is applying for her second loan of $1,000. She will buy some additional supplies to keep in her store such as water, fish, breaks, milk, noodles, Fanta, CocaCola, Sprite, Sagiko, cigarettes, soap, body loosen and biscuits.

She is happy with TRM (TubaRaiMetin) for offering loans to poor people. Adelaide has animals including a goat, two pigs and five chickens and also has large, extensive gardens so she crates vegetable crops, papayas, corn and so on.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 1
    View loans »
    Timor-Leste Loans Fundraising
  • $2,456,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Adelaide to buy water, fish, breaks, milk, noodles, Fanta, CocaCola, Sprite, Sagiko, cigarettes and soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Aug 3, 2013
Currency Exchange Loss:
Aug 17, 2014