A loan of $2,525 helped to grow his Zoona mobile money transfer business by adding to his working capital float so that he can serve customers sending large amounts of money.


Henry's story

Henry is 33 years old. He is married and lives in Livingstone, Zambia. He runs a mobile money transfer business at the Kazungula border. This is Henry’s second loan; he has finished paying off his first loan, which helped him grow his business by increasing his working capital. He says he was able to serve even more customers. Henry explains that doing business at a border town requires a lot of working capital as most of his customers are in transit and need huge amounts of money to clear their goods. Henry is taking out another loan so that he can continue his business’s growth and so that he is not limited as to how many people he can serve in a day. Henry is hopeful that once the Kiva loan comes in, he will be able to serve his customers much faster and earn more profits. The profits will help Henry improve his standard of living.



Loan details


Lenders and lending teams



Loan details